QB Issue Resolution:
I have not seen this error message nor can I find it in any support documents. It could be a error message from the financial institution itself. It could be an issue with your year version of QB. Once support for a year version is discontinued (3 years) some features like online banking no longer work.
Resolution for Issue 'app ID QBM is not licensed error.' available: Yes (Solved).
Source: Intuit Community forum.
app ID QBM is not licensed error.: this issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the issue yourself by looking for a resolution described below. If it is a complex issue or you are unable to solve the issue, you may contact us by clicking here or by using other support options.Support for Quickbooks
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