QB Issue Resolution:

Set up each atm machine as a cash type bank account

do a transfer from checking to the atm bank when you stock the machine

end of the day, transfer the daily total FROM the atm machine bank TO the checking account
that lowers the amount in the atm machine to reflect reality, and shows the merchant deposit in checking

end of month do a deposit to checking and use the surcharge income account as the source account for the deposit

Resolution for Issue 'ATM Business cycling cash, How to classify refunds of cash from 3rd party processor?' available: Yes (Solved).
Source: Intuit Community forum.

ATM Business cycling cash, How to classify refunds of cash from 3rd party processor?: this issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the issue yourself by looking for a resolution described below. If it is a complex issue or you are unable to solve the issue, you may contact us by clicking here or by using other support options.

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