QB Issue Resolution:

Yes, you can use the payroll system in qbo, which will require a bank verification.

As for paying bills via qbo, you would have to pay a fee for that.  In this current year, you will see integration with bill.com as part of qbo, which allows for that type of service, create the check in qbo and it sends payment to your vendor.  you can purchase that program outside of qbo right now but it is very pricey.  www.bill.com

Resolution for Issue 'Can I use to quickbooks payroll and features such as paying bills through Quickbooks if I have two step verification with my bank?' available: Yes (Solved).
Source: Intuit Community forum.

Can I use to quickbooks payroll and features such as paying bills through Quickbooks if I have two step verification with my bank?: this issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the issue yourself by looking for a resolution described below. If it is a complex issue or you are unable to solve the issue, you may contact us by clicking here or by using other support options.

Support for bank verification
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