QB Issue Resolution:

Your clients/customers do not pay any fees for paying your invoices to them online. If they did they would be ill-inclined to do so and would instead spend the $0.55 to mail you a paper check. I know I would. (and do) And my vendors appreciate not incurring fees at their end.

Not that I would ever suggest a QB user switch from Desktop (which has the $1 per ACH fee) to Online (in which ACH are free) if you incurred enough per month to cover the monthly subscription to QBO (online) it could be worth it

https://quickbooks.intuit.com/payments/legal/TOC102017/standard-pricing-schedule-sep2017/

Resolution for Issue 'Hey community, When I use QuickBooks payments so my clients can pay me within QuickBooks, I get charged $1 for an E-Check fee. Does my client also get charged for a fee?' available: Yes (Solved).
Source: Intuit Community forum.

Hey community, When I use QuickBooks payments so my clients can pay me within QuickBooks, I get charged $1 for an E-Check fee. Does my client also get charged for a fee?: this issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the issue yourself by looking for a resolution described below. If it is a complex issue or you are unable to solve the issue, you may contact us by clicking here or by using other support options.

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