QB Issue Resolution:

Don’t confuse the fees Intuit charges for processing cards of any type on your behalf. with the upcharge to your customer that your state allows you to impose.

 

Quickbooks does recognize PIN transactions at only 1% but only in QB POS (Point of Sale, software) https://quickbooks.intuit.com/payments/legal/TOC102017/standard-pricing-schedule-sep2017/ otherwise credit and debit cards have no difference of impact on your fees.

 

You would have to know ahead of time which of your customers is going to use a credit card rather than a debit card so that you could add the fee into the invoice before sending it to the customer

Resolution for Issue 'My state allows an upcharge for accepting a credit card but not for accepting a debit card. However, I’m being charged the same for both by Intuit. How can I show the transaction as a debit card? Or is Intuit even set up to accept debit cards?' available: Yes (Solved).
Source: Intuit Community forum.

My state allows an upcharge for accepting a credit card but not for accepting a debit card. However, I’m being charged the same for both by Intuit. How can I show the transaction as a debit card? Or is Intuit even set up to accept debit cards?: this issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the issue yourself by looking for a resolution described below. If it is a complex issue or you are unable to solve the issue, you may contact us by clicking here or by using other support options.

Support for Accepting debit cards vs credit cards
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Error Recovery for Accepting debit cards vs credit cards [Canada]
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