QB Issue Resolution:

I don’t know where you saw that message, but it is incorrect.  You can have more than 3 words, just not in the description area.

Resolution for Issue 'so i take time to write out question and this is what i get Please phrase as a question with 15 – 170 characters and 3 words. that is silly' available: Yes (Solved).
Source: Intuit Community forum.

so i take time to write out question and this is what i get Please phrase as a question with 15 – 170 characters and 3 words. that is silly: this issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the issue yourself by looking for a resolution described below. If it is a complex issue or you are unable to solve the issue, you may contact us by clicking here or by using other support options.

Support for description area
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Error Recovery for description area [Canada]
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