Yes, in fact that is the way QB has always worked

 

for an immediate sale, create a sales receipt, that puts the funds in undeposited funds account, when you actually go to the bank, then use make deposits in QB

 

if you use an invoice, use receive payments

Resolution for 'accepting payments works issue: 'It it possible to accept cash or check using new sale without going through the electronic check rip-off.' available: Yes.

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