Well you do not.

Banking is just a place to hold money.  moving it from one account to another does affect income or expense, you still have the same amount.

Resolution for 'accounts set up issue: 'I make monthly transfers into dedicated reserve accounts set up as sub accounts of savings accounts. How to I make these transfers show as expenses in the P&L?' available: Yes.

The accounts set up issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the accounts set up issue yourself by looking for a resolution described in the article. If it is a complex accounts set up issue or you are unable to solve the issue, you may contact us by clicking here or by using other accounts set up support options.

For more information about resolving issues related to accounts set up in Quickbooks/QBO or to get support for the issue 'I make monthly transfers into dedicated reserve accounts set up as sub accounts of savings accounts. How to I make these transfers show as expenses in the P&L?', click the link below: