What could I have done that moved the location?”

Most times, that is stored under Public.

“like switching to a backup from several hours earlier”

You get to assign where to Save As.

“(I have moved it back to My Documents)”

Don’t keep Moving things. Moving the .qbw breaks the links to the subfolders, and […]

Resolution for 'associated utility issue: 'Directory for company data changed' available: Yes.

The associated utility issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the associated utility issue yourself by looking for a resolution described in the article. If it is a complex associated utility issue or you are unable to solve the issue, you may contact us by clicking here or by using other associated utility support options.

For more information about resolving issues related to associated utility in Quickbooks/QBO or to get support for the issue 'Directory for company data changed', click the link below: