First, your Card Provider controls how this works. That is why different answers work for different people. There is no Standard or Protocol.

So, yes, this structure works for Banking and Credit Cards:

Parent Level <== do not use for any posting; you use this ONLY to reconcile, because you have an […]

Resolution for 'balance payment issue: 'Credit Card Download from Bank of America – How do you download multiple card numbers to one main account QB Pro?' available: Yes.

The balance payment issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the balance payment issue yourself by looking for a resolution described in the article. If it is a complex balance payment issue or you are unable to solve the issue, you may contact us by clicking here or by using other balance payment support options.

For more information about resolving issues related to balance payment in Quickbooks/QBO or to get support for the issue 'Credit Card Download from Bank of America – How do you download multiple card numbers to one main account QB Pro?', click the link below: