Truth is it makes no difference, use the one that makes the most sense to you.

I like to keep those fees separate from actual bank fees, so I create an expense account titled merchant fee expense and post them there.  That calls it out for me on the P&L, but […]

Resolution for 'bank charger issue: 'Do you categorize Square fees or PayPal fees on the P & L as bank charger or as selling expenses?' available: Yes.

The bank charger issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the bank charger issue yourself by looking for a resolution described in the article. If it is a complex bank charger issue or you are unable to solve the issue, you may contact us by clicking here or by using other bank charger support options.

For more information about resolving issues related to bank charger in Quickbooks/QBO or to get support for the issue 'Do you categorize Square fees or PayPal fees on the P & L as bank charger or as selling expenses?', click the link below: