I’ll start with your last issue first.  If the beginning balance is correct but then not correct, that means that a reconciled transaction was changed since it was last reconciled.  You will need to search in the audit trail to see what changed.

As for the payroll, do you use an outside service?  Did […]

Resolution for 'bank switched issue: 'My bank switched a few months ago, and then my account disconnected itself in QBO, so there are a few months of grey area when it comes to reconciling. How do I fix this?' available: Yes.

The bank switched issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the bank switched issue yourself by looking for a resolution described in the article. If it is a complex bank switched issue or you are unable to solve the issue, you may contact us by clicking here or by using other bank switched support options.

For more information about resolving issues related to bank switched in Quickbooks/QBO or to get support for the issue 'My bank switched a few months ago, and then my account disconnected itself in QBO, so there are a few months of grey area when it comes to reconciling. How do I fix this?', click the link below: