Yes, you can use the payroll system in qbo, which will require a bank verification.

As for paying bills via qbo, you would have to pay a fee for that.  In this current year, you will see integration with bill.com as part of qbo, which allows for that type of service, […]

Resolution for 'bank verification issue: 'Can I use to quickbooks payroll and features such as paying bills through Quickbooks if I have two step verification with my bank?' available: Yes.

The bank verification issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the bank verification issue yourself by looking for a resolution described in the article. If it is a complex bank verification issue or you are unable to solve the issue, you may contact us by clicking here or by using other bank verification support options.

For more information about resolving issues related to bank verification in Quickbooks/QBO or to get support for the issue 'Can I use to quickbooks payroll and features such as paying bills through Quickbooks if I have two step verification with my bank?', click the link below: