@leakpetroleumequ, you might want to read the article below concerning restrictions on charging a fee.

http://www.creditcards.com/credit-card-news/business-surcharge-card-customers-1585.php

Resolution for 'concerning restrictions issue: 'How do I add Cc Fee to customer invoice?' available: Yes.

The concerning restrictions issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the concerning restrictions issue yourself by looking for a resolution described in the article. If it is a complex concerning restrictions issue or you are unable to solve the issue, you may contact us by clicking here or by using other concerning restrictions support options.

For more information about resolving issues related to concerning restrictions in Quickbooks/QBO or to get support for the issue 'How do I add Cc Fee to customer invoice?', click the link below: