Yes, Intuit is convinced (incorrectly) that the IRS wants them to force you to have a password.  Of course, the IRS does not care one whit if you have a password on your QB file, but Intuit thinks they do.

Resolution for 'convinced issue: 'Is QB *really* not going to let me do that unless I create an administrator password?' available: Yes.

The convinced issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the convinced issue yourself by looking for a resolution described in the article. If it is a complex convinced issue or you are unable to solve the issue, you may contact us by clicking here or by using other convinced support options.

For more information about resolving issues related to convinced in Quickbooks/QBO or to get support for the issue 'Is QB *really* not going to let me do that unless I create an administrator password?', click the link below: