QB Issue Resolution:

QuickBooks really isn’t designed or meant for personal finances.  I have personally spent hours trying to configure it for tracking personal finances and it’s messy at best.

I’d honestly recommend a web-based solution designed for personal finances.  Intuit makes Mint which is good and also Quicken (though no longer owned by Intuit) just introduced a web-based version that comes with the subscription to the latest release.

Resolution for Issue 'What chart of accounts can QB provide me for personal (non-business) financial record keeping? Personal expense tracking does not fit the business chart of accts given.' available: Yes (Solved).
Source: Intuit Community forum.

What chart of accounts can QB provide me for personal (non-business) financial record keeping? Personal expense tracking does not fit the business chart of accts given.: this issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the issue yourself by looking for a resolution described below. If it is a complex issue or you are unable to solve the issue, you may contact us by clicking here or by using other support options.

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