QB Issue Resolution:

I can share some information on how long customer payments are deposited into your bank account.


Intuit batches and submits your credit card payments daily at 3:00 PM Pacific Standard Time or 6:00 PM Eastern Time. Usually, funds reach the deposit bank account within 2-3 business days. The waiting period, however, varies depending on the following scenarios:

  • The time when you enter these transactions.
  • The financial institution to deposit the funds.
  • Bank policies for verifying and processing electronic deposits.

The approximate wait time for credit card payments to be transferred to your bank would take 5-7 banking days, while ACH deposits may take 7-10 business days. If you haven’t received the funds on the alloted time, I’d recommend getting in touch with our QuickBooks Payments Support so they can help check the status of your deposits.

Resolution for Issue 'Why does it take so long to receive payments through merchant services?' available: Yes (Solved).
Source: Intuit Community forum.

Why does it take so long to receive payments through merchant services?: this issue or error code is a known issue in Quickbooks Online (QBO) and/or Quickbooks. Support for this issue is available either by self-service or paid support options. Experts are available to resolve your Quickbooks issue to ensure minimal downtime and continue running your business. First try to resolve the issue yourself by looking for a resolution described below. If it is a complex issue or you are unable to solve the issue, you may contact us by clicking here or by using other support options.

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